The Enhanced Housing Grant (EHG) is the largest, up to S$120,000 for eligible first timer households with a monthly income at or below S$9,000, stepping down as income rises. The Family Grant adds up to S$80,000 for a 4 room flat or smaller, or up to S$50,000 for a 5 room flat or larger, for eligible first timer families buying resale.
The Proximity Housing Grant (PHG) rewards buying a resale flat with or near parents or a married child: up to S$30,000 for living together, up to S$20,000 for living near, with lower amounts for eligible singles. Crucially, the PHG stacks on top of the EHG and Family Grant rather than replacing them, so a family that claims the other two but overlooks the PHG can under claim by up to S$30,000.
Each grant carries its own eligibility test, the EHG in particular has a lower income ceiling than the others, so not every buyer qualifies for the full stack. All three grants apply to resale flats rather than a fresh BTO purchase.
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Book a free 30 minute callWinfred Quek is an Associate Marketing Consultant at Crestbrick Pte Ltd (CEA Licence No. L31010886H). CEA R073319H. This page is for general information only and does not constitute financial, investment, or legal advice. Verify current figures with IRAS, HDB, CPF Board, or MAS before making any decision.