Answers · HDB & Private Property

How does the BTO ballot actually work?

By · CEA R073319H · Published 5 Aug 2026

Quick answer: BTO flats are bought through HDB, which publishes the step by step process from application to flat selection. HDB classifies flats as Standard, Plus or Prime, and for new and resale Plus and Prime flats the minimum occupation period is 10 years.

Reviewed 13 October 2026 ยท Sources linked below

Key Takeaways

  • HDB publishes the step by step process for buying a new flat.
  • For new and resale Plus and Prime flats, the minimum occupation period is 10 years (HDB).

How the application works

HDB publishes the process for buying a new flat, from application through the ballot to flat selection. Check the current launch details on HDB's process page before you apply.

Location classifications

HDB classifies flats as Standard, Plus or Prime. For new and resale Plus and Prime flats, the minimum occupation period is 10 years (HDB).

Sources & References

Weighing a BTO application against resale?

Winfred models your realistic ballot odds, the grant stack, and the resale alternative side by side, so you apply with a plan, not a guess.

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Winfred Quek is an Associate Marketing Consultant at Crestbrick Pte Ltd (CEA Licence No. L3010886H). CEA R073319H. This page is for general information only and does not constitute financial, investment, or legal advice. Rates and rules reflect the position as at 5 Aug 2026; verify current figures with IRAS, HDB, or MAS before making any decision.

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