Singapore Mortgage Rates -- Live 2026
Current fixed + floating packages from the major SG banks. Updated daily at 06:00 SGT via scrape. Not a promo aggregator -- these reflect standard walk-in rates for typical private-property loans with ~S$500k+ quantum.
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How to read this
- Fixed 2yr = locked rate for 24 months, then reverts to floating (usually SORA+spread).
- SORA 3M = current 3-month Singapore Overnight Rate Average -- the benchmark most floating packages price off.
- Aggregator sites often show promo rates for new launches or restrictive quantum -- always verify with the bank directly before committing.
- For advice on which package fits your profile (cashflow, hold horizon, rate-cycle view), book the 4-Pillar Audit.