For owners selling without an agent
Selling on your own?
Get a free pricing check.
You can keep selling on your own. If it helps, I will check your asking price against real transactions, free and with no obligation, and you decide what to do with it.
Your free pricing check
Tell me which unit it is. I look up recent transactions for your block or project and send you what I find.
What owner sellers run into
The three things owner sellers most often get wrong
1
Pricing against asking prices, not transactions
Listings show what other owners hope to get. Transactions show what buyers actually paid. The two can sit far apart.
- Comparable means same block or street, similar floor area, similar storey and similar remaining lease.
- For HDB, the buyer's bank or HDB valuation sets the ceiling for loan and CPF. Any gap above it is paid in cash by the buyer.
- Older transactions can mislead if the market has moved since.
2
Buyer financing and OTP timelines
An agreed price is not a completed sale. Several steps still sit between the offer and the keys.
- The option to purchase has a fixed validity period. The buyer's loan approval and CPF use run on their own schedules.
- A buyer who has not secured financing can stall after the offer is agreed.
- HDB resale adds its own application and approval steps before completion.
3
Viewing and negotiation logistics
Most of the workload sits in the time between listing and offer.
- Viewings come at awkward hours, and some enquiries never turn up.
- Offers can arrive verbally from several people at once, so records of who offered what and when matter.
- Your address and phone number are visible to everyone who sees the listing.
Rules and figures change. Check current HDB, URA and bank requirements before you rely on any of this.
Want to check the numbers yourself first?
These are free and need no sign up.
Questions owner sellers ask
Can I keep selling on my own and still use the pricing check?
Yes. The pricing check is free and carries no obligation. You can use it, thank me, and carry on selling by yourself.
What goes into the pricing check?
I look up recent transactions for your block or project, and for similar units nearby, and send you what I find. It is a reference point built from real transactions. It is not a formal valuation and it does not predict what a buyer will pay.
Where can I see real transaction prices myself?
HDB resale transactions are published on data.gov.sg, and private property transactions are on URA's REALIS and public caveat records. My free tools and the HDB prices index on this site also show recent figures.
What is cash over valuation?
When the agreed price is higher than the bank or HDB valuation, the buyer has to cover the gap in cash. That can narrow the pool of buyers who can proceed at a given price.
Why do OTP and financing timelines matter to an owner seller?
The option to purchase has a fixed validity period, and the buyer's loan approval, CPF use and any HDB resale steps all run on their own schedules. A buyer who is not financing ready can stall a sale after the offer is agreed.
Will you contact me after I send the form?
I will reply to the number or email you give, with your pricing check. I will not pass your details to anyone else. See the privacy page for how your information is handled.
Price alerts
Email me when a flat sells on your street.
Get notified when new HDB or condo transactions are registered on streets you are interested in, with the price and details.
If you would rather talk
30 minutes. Bring your numbers and we go through them together.
Winfred Quek · CEA R073319H · Crestbrick · Same day response