Central
Mature estate
Bishan
MRT: NSL · CCL (Bishan)
Character
The town in one paragraph.
Blue-chip HDB town. Catholic High, Raffles Institution proximity drives consistent premium. Bishan-AMK park.
The upgrade angle
If you're an upgrader in Bishan.
Bishan HDB resale sets benchmarks. Upgraders here are high-income, often moving to D11 Novena / D20 Thomson for school proximity.
The sequencing that matters
- MOP timing — have you cleared the 5-year minimum occupation period? If not, when will you?
- Sell-first vs buy-first — the single most expensive sequencing decision for HDB upgraders. Varies by ABSD exposure and financing.
- Cash proceeds vs CPF refund — running the CPF accrued interest math (see article) before you list.
- ABSD remission window — 6-month rule after completion of your new property, strictly enforced.
Related
Keep reading.
Thinking of upgrading from Bishan?
The 4-Pillar Audit looks at your capital position, cashflow, progression path, and protection buffers — not the town's averages.