West
Mature estate
Clementi
MRT: EWL (Clementi · Dover)
Character
The town in one paragraph.
NUS catchment. Clementi Mall, 321 Clementi. Established family suburb with strong rental demand from academic + Science Park tenants.
The upgrade angle
If you're an upgrader in Clementi.
Clementi HDB upgraders often target D5 Pasir Panjang/West Coast or D21 Ulu Pandan — keeps the west-side school continuity.
The sequencing that matters
- MOP timing — have you cleared the 5-year minimum occupation period? If not, when will you?
- Sell-first vs buy-first — the single most expensive sequencing decision for HDB upgraders. Varies by ABSD exposure and financing.
- Cash proceeds vs CPF refund — running the CPF accrued interest math (see article) before you list.
- ABSD remission window — 6-month rule after completion of your new property, strictly enforced.
Related
Keep reading.
Thinking of upgrading from Clementi?
The 4-Pillar Audit looks at your capital position, cashflow, progression path, and protection buffers — not the town's averages.