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A first timer family buying resale can often combine the CPF Housing Grant, the income tiered Enhanced CPF Housing Grant, the Family Grant, and the Proximity Housing Grant if buying near parents. The exact mix depends on income, citizenship setup, flat type, and whether you buy resale or BTO. The checker shows which apply to your inputs.
The EHG is income tiered for first timer families and applies to both BTO and resale flats. The lowest income tier receives the maximum, and the amount steps down as monthly household income rises through the bands. Higher income households receive less or none. The checker estimates your tier; confirm the exact figure on the HDB website.
The Proximity Housing Grant rewards families who buy a resale flat to live near or with their parents or children. Buying within the qualifying distance attracts the grant, and living in the same flat attracts a higher amount. It is one of the more commonly missed grants because buyers do not realise proximity to family qualifies them.
Yes. The CPF Housing Grant and the Family Grant apply to resale flats, while the EHG applies to both BTO and resale. The Step Up CPF Grant is narrow, aimed at second timers moving from a 2 room to a 3 room flat. Switching your purchase path can change your grant stack, so it is worth modelling both.
Treat it as a directional check, not a final figure. Grant amounts, income ceilings, and conditions are set by HDB and change over time, so the real entitlement must be confirmed on the HDB website during your application. Winfred Quek can walk through your situation and confirm which grants you can realistically stack.