ABSD Calculator Singapore 2026

Additional Buyer's Stamp Duty (ABSD) is the tax the government charges on top of BSD when you buy a second residential property, or a first as a PR, foreigner, or entity. After the April 2023 hike, ABSD can easily hit 20--65% of the purchase price, which means missing it in your budget is the single most expensive planning mistake in Singapore property. This calculator applies IRAS 2026 rates to your profile and property count, and returns the full BSD + ABSD breakdown.

How to read this result

  • Total stamp duty is due in cash within 14 days of signing. CPF cannot be used for ABSD.
  • ABSD remission may apply for SC married couples buying a matrimonial home jointly, your conveyancer confirms eligibility.
  • If this number feels heavy, the fix is usually in the purchase sequence or ownership structure, not the price.

ABSD rates (2026): SC 1st 0% · 2nd 20% · 3rd+ 30% | PR 1st 5% · 2nd 30% · 3rd+ 35% | Foreigner 60% | Entity 65% + 5% non-remittable | SC + Foreigner joint highest rate applies (60%).

BSD tiers: 1% on first S$180k · 2% on next S$180k · 3% on next S$640k · 4% on next S$500k · 5% on next S$1.5M · 6% above S$3M (residential).

Figures are estimates for planning purposes. Verify with your banker and solicitor before committing.