BSD Calculator Singapore 2026
Buyer's Stamp Duty (BSD) is the base stamp duty every Singapore property buyer pays, regardless of citizenship or property count. It's charged on a tiered schedule per IRAS, meaning different bands of your purchase price are taxed at different rates. On a S$1.5M residential, BSD is around S$44,600 -- knowing exactly where the bill stacks helps you price-shop intelligently and time your cheque.
How to read this result
- BSD is payable within 14 days of signing the Option to Purchase (OTP) exercise or S&P, whichever is earlier.
- CPF can be used to pay BSD on residential property (subject to CPF rules); cash is required for non-residential.
- The top 6% band only triggers on residential above S$3M -- most buyers never hit it.
Figures are estimates for planning purposes. Verify with your banker and solicitor before committing.