Crestbrick · Specialty Practice
Dual-Key Condo
Two homes, one title. Designed for multi-gen households (parents + kids) and yield-focused investors who want to live-in + rent-out simultaneously. The math is more interesting than the marketing.
The honest read
- Yield boost: typically 0.4-0.8pp higher than equivalent single-key (you live in the bigger unit, rent out the smaller)
- One ABSD, one mortgage, same as a regular condo purchase, but two living quarters
- Caveat: the "smaller key" rents at single-bedroom market, usually S$2,200-3,000 in OCR, S$2,800-3,800 in CCR
- Resale: dual-key buyer pool is narrower. Exit can take longer.
- Layout: "Studio + 3BR" or "1BR + 2BR", pick based on whether you're prioritising your space or the rental yield
Best dual-key supply (current)
- Selected new launches in OCR/RCR with good 1+3 layouts
- Established stock in D5, D15, D19, D23
- Avoid: dual-key under 1,000 sqft total, both keys feel cramped
The information and insights provided on this page are for informational purposes only and are based on Winfred's independent research and views. While we strive to ensure accuracy and reliability, we do not guarantee the completeness, correctness, or timeliness of the data presented. Real estate investments are subject to various risks, including but not limited to market fluctuations, changes in economic conditions, interest rate volatility, regulatory shifts, liquidity constraints, and unforeseen property-specific risks. Past performance is not indicative of future results, and investment outcomes may vary. This page does not constitute investment, financial, or professional advice and should not be relied upon as such. Investors should conduct their own due diligence and seek advice from qualified professionals before making any investment decisions.